PRIVACY POLICY - Please Read Carefully

PERSONS OR PARTIES COVERED

This Privacy Policy is intended to preserve the privacy and security of visitor and customer information.  Persons who visit or view this website, whether intentionally or unintentionally, whether solicited or unsolicited, are described herein as "Visitors", and are subject to this Privacy Policy.  Any person who submits a preliminary loan application and/or a complete loan application through this website is called a "Customer" herein and is subject to this Privacy Policy.  The website, it's agents, owners, operators, and employees are referred to collectively herein as "Website," "Site," and/or "Seller". A person or entity that provides a loan is referred to as a “Lender”.

ACCEPTANCE OF THE TERMS OF THIS POLICY

Your viewing and use of this site evidences your acceptance of the terms of this Privacy Policy. 

USE OF PERSONAL INFORMATION

This website does not sell or distribute or make available to third parties any personal contact information or any personal information provided in the process of getting a loan with the exceptions noted below.

CUSTOMER INFORMATION

In the process of obtaining a loan, a Customer shall provide a variety of information including personal contact information, property information and financial information. This information will only be shared with the specific Lenders that the Customer has authorized. Only the Seller will see information or documents submitted as part of the loan process unless the Customer or Lender has explicitly authorized the release of the document.

DATA ANALYSIS

This website does analyze Visitor and Customer data internally to improve services, monitor quality and evaluate market conditions. Sometimes aggregated data about site usage is shared with appropriate third parties. Information shared in this way is always done in the aggregate and no individual loan, Visitor, or Customer can be identified.

VISITOR EMAIL INQUIRIES

Website visitors who wish to communicate with the website do so under the condition that they give their permission for contact by the website.  Your email address may or may not be used to solicit you, but it is added to the website's general solicitation database.

POPUPS, OR SITE ADVERTISERS

Visitors clicking on banners or pop-ups or hyperlinked advertising, appearing on this website must assume that information is being collected about them.  This site is not responsible the use of information collected in such a fashion.  Visitors must assume that (1) information will be collected, (2) that ‘cookies’ will usually be placed on their hard drive, (3) that website does not have any control over what happens with this information, (4) that website take no responsibility over the accuracy or content of advertisers, (5) that website is not responsible for downloads from third party advertisers than contain viruses or worms or other computer code that causes their computer or software harm, and (5) that website assumes no responsibility for the data that is garnered from the click itself or that the advertiser collects.

INFORMATION OBTAINED FROM REFERRING EMAIL OR REFERRING URLS

If you send another person an email from this site or if you send the url or one of our web pages to another person, you must assume that some data is collected about your IP address or your email address and that of the other person.  You must assume that referred emails or web pages may appear to come from your email.  You must accept full responsibility for referring pages or email to another person and agree to indemnify this site for any damage, intentional or unintentional that results from said referrals.

COOKIES

A “cookie” is a small data file that certain websites write to your hard drive when you visit them. A cookie file can contain information, such as a user ID, that the site uses to track the pages you've visited, but the only personal information a cookie can contain is information you supply yourself. It may help define your viewing habits and product preferences even though the website may or may not have any idea who you are.
By using this site you are expressly giving permission to use 'cookies' and to use the information gathered from their use to benefit you.  You also give permission to collect, archive, retrieve, and use any information collected for product design, product offers to you, and general commercial solicitation purposes by this site.

UNSOLICITED EMAIL

By providing to this website information that forms the basis of communication with you, such as an email address, you waive all rights to file complaints concerning unsolicited email from this website since, by providing such information, you agree to receive communication from this site.  However, all email communication with you shall contain an 'unsubscribe' link where you may notify the website that you no longer wish to receive solicitations or information from the website and your name will be removed from the general solicitation database.

DATA SECURITY

This website has a keen awareness of the sensitivity of the information Customers must provide to secure financing. This site is dedicated to creating a secure environment for sending, receiving and maintaining this information. However, as a consideration for viewing this site or interacting with this site in any manner, you waive all claims of any nature against this site concerning the loss, alteration, or misuse of information.  You must assume that it is possible for your personal data to be obtained by others, such as "hackers," and used in an inappropriate manner that may cause you harm and that you agree that the site is not responsible for damages to you.

QUESTIONS, COMMENTS, OR REPORT OF INCIDENTS

Please contact us with direct questions or comments.

MODIFICATIONS AND REVISIONS

Modifications and/or revisions will be made to this Privacy Policy whenever the website deems it necessary. You will receive no notification of changes to this Privacy Policy nor, under any circumstances, does this site promise notification.  You agree to check the policy each time you visit the site for changes.

LATEST UPDATE

This Privacy Policy was last updated on: 11/29/07